REFUND POLICY

Fair Refunds, Guaranteed

Effective date: July 17, 2026

30-Day Money-Back Guarantee

Every Innova Warranty plan — auto and home alike — includes a 30-day review period. Cancel within 30 days of enrollment and, provided no claim has been paid, you receive a 100% refund of everything paid. No questions, no fees.

Cancelling After 30 Days

You may cancel at any time. After the review period we refund the unused portion of your plan on a prorated basis, less any claims paid and a processing fee where permitted by state law. Monthly subscribers simply stop billing at the end of the current cycle.

How to Request a Refund

  • Call +1 (888) 984-9898 (24/7) or email support@innovawarranty.com
  • Provide your plan number and enrollment name
  • Refunds issue to the original payment method within 7–10 business days

Non-Refundable Items

Service call fees and deductibles for completed visits are non-refundable, as are premiums for months in which a claim was paid, except where state law provides otherwise.

State Variations

Some states mandate different refund terms; where your state’s rules are more favorable to you, those rules apply automatically.