Effective date: July 17, 2026
These Terms and Conditions govern your use of innovawarranty.com and your enrollment in Innova Warranty products: (1) vehicle service contracts (“Auto Warranty”) and (2) home warranty plans (“Home Warranty”). By enrolling, you agree to these terms and the specific contract issued with your plan.
Auto Warranty: covers mechanical breakdown of components listed in your plan tier (Powertrain, Gold Comprehensive or Platinum Exclusionary) after the waiting period of 30 days and 1,000 miles. Roadside assistance is included with all tiers.
Home Warranty: covers repair or replacement of listed appliances and home systems that fail from normal wear and tear after a 30-day waiting period. Service call fees apply per trade visit.
The complete list appears in your issued contract, which controls in any conflict with this summary.
Call +1 (888) 984-9898 (24/7) before repairs begin. Unauthorized repairs are not reimbursable. Approved repairs are paid directly to the licensed facility; you pay only your deductible or service call fee.
Plans bill monthly. You may cancel within 30 days for a full refund (if no claim was paid) or anytime after for a prorated refund. We may cancel for non-payment or fraud with notice as required by state law.
Our liability is limited to covered repairs up to the limits stated in your contract. Disputes are resolved per your contract’s dispute-resolution provision and the laws of your state of residence.
